Our History

Five Decades of Commercial Lending

Our company’s journey: from start to success.

Since 1970, AFS has been at the forefront of commercial lending software innovation. With a singular focus on revolutionizing commercial lending servicing, AFS consistently challenges conventions and develops cutting-edge solutions for financial institutions worldwide.

Over the past five decades, AFS has established itself as the gold standard in commercial lending servicing platforms. Our 54 years of experience and transformative thinking has culminated in our flagship product, AFSVision, the next-generation platform used by more than half of the top U.S. banks. This real-time, fully automated servicing solution empowers banks to efficiently manage and effectively grow their entire commercial lending portfolios—from the simplest small business loans to the most complex syndication deals.

Our success is rooted in our client-centric approach, commitment to excellence, and deep industry expertise. Our independence and commitment to commercial lending sets us apart from competitors. With a remarkable 99% client contract renewal rate and some client relationships spanning nearly 40 years, we have proven our value to the financial sector.

Based in Exton, PA, AFS remains a privately held company. Our dedicated employees, many with long-standing tenure, continue to drive innovation and provide unparalleled support to clients, ensuring we, and our clients, remain at the forefront of commercial lending technology.