This month, we discuss the view from the customer, including their concerns about inflation and the rising cost of business. We also look at recent trends in delinquencies and bank loan loss provisioning, and discuss headwinds facing commercial credit quality.
This video is a snapshot of first quarter lending trends using data from the RMA Credit Risk Navigator, powered by AFS. While industry loan-to-deposit ratios remain a headwind to earnings, the Fed embarking on a tightening cycle should help move net interest margins up as the economy continues to recover.
This video discusses the Fed’s recent increase in interest rates and movements in the yield curve, and using the data from the AFS Pricing Service, how banks’ commercial loan portfolios are positioned to respond in the coming months.
The biggest takeaway this month is that, despite significant market volatility in January, credit markets continue to remain calm.
Drawing on more than 50 years of industry experience and the Credit Risk Navigator database, this month we take a look at the recent commercial lending and credit quality trends.
In October, AFS participated in the RMA Annual Risk Management Virtual Conference. As result of that participation, we wanted to share the recorded sessions with you to watch or (rewatch) and pass along to a colleague!
At the conference, AFS had an in-depth discussion of emerging views on environmental, social and governance (ESG) issues – and solutions – for ESG reporting. AFS is continuing to research this important topic, including why having an ESG strategy is important and what capabilities your loan system needs to operationalize and manage green and sustainable loans. This is a must see session for every financial institution. Hear what your bank should be doing today to prepare for success and compliance in ESG lending. Watch the video now.
The RMA Credit Risk Navigator, powered by AFS (CRN) is one of the industry’s best resources for understanding the credit performance of your portfolio. In this session, we looked at three use cases to show you how CRN’s new interface allows you to quickly and easily use CRN dashboards to gain actionable insights to help make the best business decisions for your bank. You’ll see how you can compare results to a select group of peers and the overall market (by industry, geography, and more), and track and mitigate underperforming segments before they become an issue. Watch the video now.
AFS is committed to the ongoing investment, improvements, and new functionality in AFSVision. We make enhancements based on feedback from our clients, industry research, and the ever-changing regulatory environment to ensure AFSVision remains the benchmark of commercial lending innovation. Click on the video picture below to view AFSVision feature videos.
As we come to a close of our celebration of 50 years, this video highlights the AFS innovations throughout our 50 years.
Get a glimpse of our annual client conference in this overview of the Leadership Summit.