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Streamlining Digital Lending
The Whole Process, the Whole Picture, the Whole World

Automated Financial Systems, Inc. provides the world’s banks with anytime, anywhere access to the industry’s only end-to-end, straight-through processing lending solution designed with the flexibility to grow as you do, AFSVision.

What's important to you?

How confident are you about the integrity of your data?

The need for accurate, complete and timely data is crucial to making well thoughtout, strategic decisions. AFS has the solutions and services critical to ensuring enterprise-wide data quality, and giving you a holistic picture into how data affects your entire lending portfolio.
 
AFSVision’s end-to-end, single-platform “information management” approach to credit lifecycle management reduces the number of potential points of error by eliminating touch points with once-and-done data entry, built-in workflows with role-based security, and carrying the data forward from origination through servicing and beyond. And whether you use AFSVision for the entire lifecycle immediately or choose to integrate pieces over time, the result is accurate, trusted data.
 
Take the guess work out of data integrity with AFS.

The one platform you need to integrate your credit process – at your speed of growth.

Progressive, innovative banks understand the need for an integrated, holistic approach to the credit process. Every aspect of your credit and lending business depends on how efficient, complete, timely, accurate and accessible your information is throughout the credit and loan lifecycle. Most financial institutions rely on a complex and risk-laden patchwork of solutions to get them through the process, resulting in data entry errors, imperfect integrations, delays in reporting and access to critical decision-making data, revenue loss and a poor customer experience.
 
AFS has a better way with AFSVision.
 
AFSVision is the only system in the world that, taken as a whole, can truly provide the totality of processes (digital and hybrid) and technology needed through workflows, reporting tools, role-based security, and an enterprise-wide outlook, all on ONE platform.
 
Out of the box, AFSVision is designed with the flexibility to provide the tools your institution needs today, as well as the tools you’ll need as your institution grows and evolves. Our platform is your foundation to move toward a true straight-through processing model, at your speed of growth.
 
Find out how AFSVision’s real-time, straight-through processing loan servicing and loan accounting platform streamlines the entire credit and lending process, all on ONE system, from origination through servicing, reporting, and beyond.
 
With AFSVision, you eliminate errors, increase operational efficiencies, improve risk controls, ensure data integrity and increase your bottom line.

Quicker decisions mean happier customers.

Today’s landscape requires a “customer first” approach. Staying competitive and providing a better customer experience means acting, and reacting, quickly to demands. And that means having access to your tools anytime, anywhere.
 
With AFSVision, you have on-the-go access to your loan accounts from any laptop or mobile device, drastically reducing your decision lifecycle and increasing the efficiency and speed of decision making. AFSVision’s “anywhere” accessibility, automated process efficiencies and control allow you to focus on your customers while generating targeted business.
 
Keeping your customers happy with your service is vital to your success. AFS gives you the access and the tools to ensure their positive experience, and your positive growth.

AFS provides the competitive advantage.

Gain the competitive advantage, enjoy a low-risk/high-return speed to market, enhance your customers’ experience, manage risk, and boost profitability—all without sacrificing growth.
 
How? With the industry’s only straight-through processing platform, AFSVision, designed with
tools that naturally control costs, mitigate risk, increase revenue, improve data quality, and address regulatory concerns while providing you with the real-time, enterprise-wide “one world” view of your lending portfolio you need to make critical business decisions.
 
With AFSVision’s digitalisation approach, you can be anywhere in the world, accessing, monitoring and analysing credit information from any device, at any time of day; it will always be up to date and consistent across any channel, governed by an integrated network of policies, procedures and exception controls.
 
Our full-service digital approach allows your customers to complete loan and credit applications online in real-time with full digital process management
 
AFSVision offers the tools and insights you need to gain the competitive edge and deliver a market-leading service to your customers while stimulating revenue. Find out how we can help you compete to win.

Manage your profitability with real-time, enterprise-wide data from anywhere in the world.

Maximising profitability requires efficiency, better capital planning, stronger reporting, and in-depth knowledge of industry trends for strategic planning. AFS provides market-driven solutions designed to cover all that and more.
 
AFSVision delivers on the promises of increased efficiency and planning with access to data from anywhere in the world, real-time processing, loan accounting services, collateral servicing, and multilingual and multicurrency capabilities. All coming together to meet the goal of an enterprise-wide, holistic view to lending, while being flexible enough to provide the capabilities you need today, and being ready to grow as you do.
 
And for insights that will help you make the best business decisions without sacrificing the competitive advantage, AFS information services provide reporting to manage your enterprise-wide credit and loan operations.
 
Combine the increased efficiency, accessibility and improved information of AFSVision with the key insights of AFS information services and see how quickly you can maximise your profitability.

Regulatory pressures. The need for control. Gain the insight you need to mitigate risk.

Your institution’s risk level is under extreme scrutiny, which forms the foundation of regulatory and strategic decisions that could affect it for years to come.
 
The powerful functions in AFSVision allow full digital process management, eliminate manual processes, capture and then automatically track all credit and loan information from origination through servicing (and any stage in between), allowing you real-time, 24/7 availability and anywhere access to customer and product data, and provide global accounting control throughout your portfolio—all working together to reduce errors and mitigate risk.
 
On an ongoing basis, AFS actively enlists peer banks to add to our intelligence services by providing a baseline to develop in-depth analyses of bank portfolios, benchmarked against peers, to empower business strategies with confidence while satisfying regulators, boards of directors, and investors as they seek to understand where an institution’s levels of risk are in relation to the industry.
 
See how AFSVision’s integrated, end-to-end, life-of-the-loan capabilities take the risk out of your operations.

Whatever the requirements, AFS has you covered.

With more than 45 years in the industry, AFS has a proven track record of knowing and responding to the latest in U.S. and Global regulatory requirements. Whether you are a large community bank, a domestic CCAR bank, or a GSIB, AFS has you covered, whatever your safety and soundness and regulatory reporting requirements may be. 

Regulatory compliance is critical to maintaining your ability to compete effectively. With data and reporting requirements constantly evolving institutions require rules-based workflow governance and strong risk management policies, processes, and procedures.

With AFSVision, you benefit from the built-in data validation, control, and reporting capabilities you need to track and report data with a confidence that can stand up to the highest levels of regulatory scrutiny in the world.

When it comes to Business Intelligence, no one knows more than AFS on how to analyze, benchmark, and help you improve the quality of your lending data. From our annual RMA/AFS Survey on Commercial Data Quality, to our RMA/AFS CCAR Data Quality Benchmarking Program, AFS equips you with valuable insights into how your bank stacks up against the competition, strategies for improvement, and ongoing monitoring and reporting to ensure accountability and the realization of your quality improvement goals.

Take the stress out of regulatory compliance and be confident in your data and reporting with AFSVision and AFS Business Intelligence.

 

See AFS presenting our leading-edge
technology at FinovateFall 2017.

 


Check out the FinovateSpring 2017 video

 
A solution that evolves at your speed of growth.

On a global scale, AFS has what no other provider can offer. A relationship with AFS gives you access to a solutions provider with a world-class track record of over 45 years in the financial services industry. In today’s technology world of here-today-gone-tomorrow, that history speaks to our expertise and the strength and reliability of our solutions. It also gives you access to the industry’s only enterprise-wide, straight-through processing credit and lending solution, AFSVision. Out of the box, AFSVision is designed with the flexibility to provide the tools you need today, as well as the tools you’ll need as you grow and evolve. Our platform is your foundation to move toward a true straight-through processing model, at your speed of growth.

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What Makes Us Different

Market leadership you can count on.

An AFS relationship means much more than just an implementation project or a review of functionalities. AFS is a partner—offering advice, insight, and best-practice consultation, in addition to our robust enterprise-wide credit and lending solutions. 
 


Learn About AFS
45
+ Years

Producing Industry-Leading Software Applications

15
+ Years

Outsourced Application Service Provider

10
+ Years

Providing Information-Based Solutions to Top Global Banks

We have partnered with over 100 top global and domestic banks.
Bank Of America
Capital One
CitiBank
HSBC
Santander
TD Bank
Union Bank
BNP Paribas
Zions Bank
Key Bank
Citizens Commercial Banking
Comerica
Rabobank
Bank of Oklahoma
US Bank
BBVA Compass
First Tennessee
Commerce Bank
First Hawaiian Bank
Regions
Flagstar Bank
City National Bank
Fifth Third Bank
Bank of the West
M&T Bank
SunTrust
Wells Fargo
First Republic
Texas Capital Bank
Huntington
News

C&I Pricing Trends Newsletter November 2017

Total Loan Balances Rise as Participations Rebound

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BB&T Partners with AFS to Successfully Implement Enhanced Commercial Lending Process

EXTON, PA.—November 1, 2017— Automated Financial Systems, Inc. (AFS®) today announced it has completed the first step of its partnership with BB&T Corporation to implement AFSVi...

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